Your next challenge:
- Provide first line of defence oversight to the
constituent credit risks in BIL’s credit portfolio across all business lines
(WM & CIB) and different credit asset classes (Corporate & Acquisition
financing, Real estate financing, Net Asset Value Credit financing) and handle Loan
Agency tasks, where necessary. - Provide analysis and insight in relation to credit
risks across all dimensions (e.g. projects, cash flow, industry, product,
rating, valuation, etc.). - Contribute to credit portfolio analysis and
management, providing senior management with relevant insights to key and
emerging risks. - Work closely with the Corporate Finance experts to
support the Corporate Finance mandates (including closings) and in the
implementation of the strategy for this activity within the Bank. - Contribute to a regular and proactive monitoring of
BIL’s credit portfolio in close interaction with internal (e.g. legal, risk) as
well as external stakeholders (e.g. clients, external advisors) during the
origination/closing phase and post-closing. - Manage the entire annual credit review process for each transaction in the scope of the Credit Portfolio Manager
Analyse
and explain key metrics, trends, axes of analysis - Support the Corporate Finance Experts in signings /
closings of new transactions (+ be a key actor of the origination process) - Analyse the portfolio to provide strategic information to BIL’s senior management
Explain variations and highlight strategic
information from a business as well as risk point of view
Give
a forward-looking view on the portfolio, considering the overall economic and
financial market environment - Present analyses, key findings and recommendations to
the appropriate decision-making bodies in order to enable informed decision
making - Monitor the sectoral limit’s consumptions
Anticipate
changes by liaising with RISK, LEGAL streams on portfolios’ evolutions (waiver,
amendment, etc.) - Contribute to the transformation of the team´s
processes by playing an active role in the context of new projects - Ensure a robust permanent control framework to deliver
reliable and consistent analysis in a timely manner - Liaising with external professionals (financial advisors/banks/debt
funds/lawyers, etc.) - Act as Facility & Security Agent in syndicated
financings, being the first point of contact for the borrowers, as well as the co-lenders
when appropriate.