Your next challenge:
- The Intensive and
Specific Management (GIP) unit, dedicated within Credit Risk Management to
handling potentially problematic loans and counterparties, helps to reduce
credit risk through a proactive approach while attempting to minimize
potential losses for the Bank in the event of default. The team is looking
for a Credit
risk restructuring analyst who will be working on different segments:
Corporate, Real Estate, Wealth Management and Retail.
As the centralizing element of Credit Risk Management,
the GIP team is responsible for: - Taking primary responsibility for
managing potentially problematic loans and defaulted exposure which
includes effective coordination with different internal stakeholders :
Relationship Management, Legal Department, Back Offices, Credit Risk
Management department and, where appropriate, Compliance - Presenting to Credit Committee a
concise view/overview of problem loan situations, including file strategy,
assessment of options and recommendation. - In collaboration with the
Relationship manager, negotiate and implement long-term restructuring
solutions, take a lead in negotiations with clients and potential other
lenders. Implementation and monitoring of the action plan approved by
Default Committee including in specific cases documentation execution. - Preventive detection of
(potentially) problematic loans through assessment of early warning
indicators - Daily Monitoring excesses and
overdrafts including collateral deficit management. Carrying out provision
assessments on non-performing loan cases. - Preparing supervision lists
(Special Mention, Watchlist, NPL, Forbearance) - Effective data management in
connection with cases in restructuring before default - Participation in the development
of monitoring guidelines or forbearance and non-performing procedures and
policies, support and control systems, and working tools.