Your next challenge:
- Lead and execute audit
engagements focused on credit risk, credit underwriting, loan
origination, collateral management, and credit monitoring. - Assess the Bank’s compliance with
EBA Guidelines on Loans Origination and Monitoring and other
relevant regulatory expectations (CSSF, ECB, SSM). - Evaluate the design and operating
effectiveness of controls across the credit lifecycle, including risk
assessment, approval processes, pricing, monitoring, and remediation - Evaluate credit file reviews
performed, including borrower analysis, repayment capacity, collateral
valuation, and risk grading. - Evaluate the Bank’s alignment
with BCBS 239 principles, including data governance, data quality,
aggregation capabilities, and the reliability of credit risk reporting. - Identify control weaknesses, root
causes, and emerging risks, and formulate clear, actionable recommendations.
Perform reviews on financial control and business analysis processes - Perform the audit assignments in
accordance with the audit methodology and the audit plan - Deliver the conclusions of the
assignments in audit reports and issue recommendations to improve the
existing processes when relevant - Contribute to the follow-up of
recommendations - Build expertise in the areas
audited, particularly through the assessment of applicable regulations,
and the follow-up of risks, controls and procedures in place