Your next challenge:
The Credit Structurer is responsible for assessing and evaluating the feasibility of credit request and providing structuring solutions within acceptable credit /risk parameters, while developing the Bank’s lending portfolio in line with the Bank’s strategy and risk appetite
Your will :
- Analyse complex credit requests (SME Lux, Real Estate, Large Corp) and develop solutions within acceptable credit/risk parameters.
- Provide the credit rating for requests.
- Ensure credit structuring/granting is aligned with Bank’s Risk appetite, limits, Policy, and Procedures.
- Within the Delegation Authority Framework, decide on credit files.
- Responsible for business development and revenues growth remaining within Bank’s Risk Appetite.
- Play a key role in credit approval process and follow up on the implementation of credit files in line with the decision.
- Check the data quality of the credit request (in the systems and in the credit sheet).
- Follow up of the annual revision of customers (GEC) and ratings