The Credit Portfolio Monitoring officer is responsible
of the monitoring of the credit portfolio of the Bank in terms of performance,
trends, risks, and opportunities. This involves a combination of analytical
skills, risk management expertise, and solution-driven attitude to ensure that Management
has the relevant information about the credit portfolio for strategic decisions
and improvements.
Your next challenge:
- Implement and maintain databases, systems and analytics tools to facilitate effective portfolio monitoring. Integrate AI-related methods and emerging technologies/tools.
- Identify and assess potential risks within the credit portfolio. Propose and implement solutions to mitigate identified risks and strengthen the overall risk management framework.
- Detect signs of deteriorating credit quality.
- Ensure rigorous monitoring of the loan portfolio by overseeing indicators such as overdrafts, loan maturity management, and annual review process. Request action from the relevant teams when necessary.
- Produce regular reports to senior management, summarizing key portfolio metrics, performance indicators, and risk assessments.
- Collaborate with credit risk and other relevant departments to gather insights and share information about portfolio performance and participate to projects to improve credit process.