Your next challenge:
- The
Intensive and Specific Management (GIP) unit, dedicated within Credit Risk
Management to handling potentially problematic loans and counterparties,
helps to reduce credit risk through a proactive approach while attempting
to minimize potential losses for the Bank in the event of default. The
team is looking for a Credit risk restructuring analyst who will be
working on
different segment: Corporate, Real Estate, Wealth Management and Retail. - As the
centralizing element of Credit Risk Management, the GIP team is
responsible for: - Taking
primary responsibility for managing potentially problematic loans and
defaulted exposure which includes effective coordination with different
internal stakeholders : Relationship Management, Legal Department, Back
Offices, Credit Risk Management department and, where appropriate,
Compliance - Presenting
to Credit Committee a concise view/overview of problem loan situations,
including file strategy, assessment of options and recommendation. - In
collaboration with the Relationship manager, negotiate and implement
long-term restructuring solutions, take a lead in negotiations with
clients and potential other lenders. Implementation and monitoring of the
action plan approved by Default Committee including in specific cases
documentation execution. - Preventive
detection of (potentially) problematic loans through assessment of early
warning indicators - Daily
Monitoring excesses and overdrafts including collateral deficit
management. Carrying out provision assessments on non-performing loan
cases. - Preparing
supervision lists (Special Mention, Watchlist, NPL, Forbearance) - Effective
data management in connection with cases in restructuring before default - Participation
in the development of monitoring guidelines or forbearance and
non-performing procedures and policies, support and control systems, and
working tools.