Within the Credit Risk department, you will analyze credit requests for Wealth Management customers and conduct their annual reviews. This activity will be performed within the framework of the Bank policies / procedures and the respect of the regulatory environment.
“3 lines of defense” model: Within Risk Management department, you will be part of the second line of defense (alongside Compliance department) which provides rules, policies and guidelines for the first line of defense, i.e. the teams directly working with our clients. The third line of defense, through our internal audit team, makes sure that the first two lines are in line with legal requirements of our supervisors and the risk appetite of the Bank.
Your next challenge:
- Challenging
and dynamic private banking credit risk role within the Credit risk
department - Close
collaboration and interaction with cross-functional teams and internal
stakeholders such as Relationship Managers, Credit Structuring, Sales and
Trading, Legal and Compliance - Assessment
of collateralized finance transactions (Lombard) in the HNWI- and
UHNWI-segment of the Wealth Management Direction - Credit
analysis to include the full range of risk assessment such as exposure,
collateral (e.g. single stock lending and risk concentrations across all
asset classes and derivatives) and transactions featuring non-standard
counterparty types or bespoke credit structures along with Legal,
Cross-Border and Reputational Risk considerations - Credit
decision authority or, as required, the preparation of credit requests to
Credit Committee - Active
involvement in wide array of risk-related projects and New Business
Initiatives - Provide
support to the team and especially to the Senior Credit risk analysts