Internship – Credit Risk Analyst Wealth Management (m/f)

Within the Credit Risk department, you will analyze credit requests for Wealth Management customers and conduct their annual reviews. This activity will be performed within the framework of the Bank policies / procedures and the respect of the regulatory environment.

“3 lines of defense” model: Within Risk Management department, you will be part of the second line of defense (alongside Compliance department) which provides rules, policies and guidelines for the first line of defense, i.e. the teams directly working with our clients. The third line of defense, through our internal audit team, makes sure that the first two lines are in line with legal requirements of our supervisors and the risk appetite of the Bank.

 Your next challenge:

  • Challenging
    and dynamic private banking credit risk role within the Credit risk
  • Close
    collaboration and interaction with cross-functional teams and internal
    stakeholders such as Relationship Managers, Credit Structuring, Sales and
    Trading, Legal and Compliance
  • Assessment
    of collateralized finance transactions (Lombard) in the HNWI- and
    UHNWI-segment of the Wealth Management Direction
  • Credit
    analysis to include the full range of risk assessment such as exposure,
    collateral (e.g. single stock lending and risk concentrations across all
    asset classes and derivatives) and transactions featuring non-standard
    counterparty types or bespoke credit structures along with Legal,
    Cross-Border and Reputational Risk considerations
  • Credit
    decision authority or, as required, the preparation of credit requests to
    Credit Committee
  • Active
    involvement in wide array of risk-related projects and New Business
  • Provide
    support to the team and especially to the Senior Credit risk analysts
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